Investment Management
We typically start by getting to know your overall financial situation and how your investments fit into the bigger picture.
Depending on your needs and what you will get value from, we might explore certain parts of your finances more deeply. In some circumstances, if there is a particularly strong need that will require a lot of time to work through, we will start a formal financial planning engagement that is billed either monthly or on a project basis.
After we understand your financial situation and goals, we decide on how aggressive your investments should be. We then select the individual investments and execute the trades — when managing accounts for clients, we are given authority to make trades in their accounts.
Fees: maximum of 0.95%/year — fees are lower at higher assets values. We are fee-only, meaning there are no commissions.
Tax Preparation
We prepare and file tax returns for clients. We routinely help clients who have:
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Dividends and capital gains
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IRA distributions
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Pensions
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Rental property
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K1s
Preparing taxes for investment management clients, can be especially efficient, because we are already in contact throughout the year and we have a good handle on their investments and finances more broadly. It is easier to plan ahead when your financial life is tied together.
Note: tax preparation is available for current and prospective investment management clients — We can start with tax preparation, before proceeding with a more comprehensive relationship.
Fees: starting at $600/year depending on complexity — fees may be discounted or waived if we also manage your investments.
