Investment Management
We typically start by getting to know your overall financial situation and how your investments fit into the bigger picture.
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Depending on your needs and what you will get value from, we might explore certain parts of your finances more deeply.​​ In some circumstances, if there is a particularly strong need that will require a lot of time to work through, we will start a formal financial planning engagement that is billed either monthly or on a project basis.
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After we understand your financial situation and goals, we decide on how aggressive your investments should be. We then select the individual investments and execute the trades — when managing accounts for clients, we are given authority to make trades in their accounts.​​​​​​
Fees: maximum of 0.95%/year — fees are lower at higher assets values. We are fee-only, meaning there are no commissions.
Tax Preparation
We prepare and file tax returns for clients. We routinely help clients who have:
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Dividends and capital gains
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​IRA distributions
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Pensions
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Rental property
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Farm income
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Self-employment income
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K-1s from S-Corps
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Itemized deductions
Preparing taxes for investment management clients, can be especially efficient, because we are already in contact throughout the year and we have a good handle on their investments and financial situation more broadly.​​​​​ This is more efficient than having to explain your situation to a financial advisor and separate accountant. It can also be easier to plan ahead when your financial life is better tied together.​​
Fees: starting at $400/year depending on complexity — fees may be discounted or waived if we also manage your investments.
